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ViewpointBuilding financial resilience for pandemics
Widespread availability of pandemic insurance, through the industry’s private sector incentives and the federal government’s access to capital, would provide policyholders with long-term incentives to reduce their risks from contagious diseases, argues Daniel Kaniewski, managing director at Marsh McLennan Companies.
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Viewpoint
Appeal: What to expect as the FCA test case heads to the Supreme Court
The September ruling in the Financial Conduct Authority (FCA)’s landmark test case will be examined in the UK’s highest court this week in a hearing set to have far-reaching consequences for both carriers and policyholders. With so much at stake and to make sense of the issues at hand, ...
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Viewpoint
Can cedants aggregate their Covid-19 losses arising from the first and second lockdowns?
Jonathan Sacher and Richard Jennings of Bryan Cave Leighton Paisner analyse some of the reinsurance implications of the second lockdown.
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Viewpoint
Carbon’s Card: 35% SIAB expense ratio a “challenge”
While significant strides have been made to encourage the reduction of soaring and unsustainable expense ratios at Lloyd’s for the market’s greater good, Stephen Card, CEO of Carbon Underwriting, admits that parts of this effort are a “challenge”.
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Viewpoint
Efficient and innovative MGA model drives strong growth in US program sector: Jameson
The efficiency of the MGA model, the product innovation it brings and the influx of new program carriers fuelled by reinsurer appetite are all factors in the strong rate of growth seen in the US programs sector, according to Michael Jameson, head of Guy Carpenter’s new GC Access unit.
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Viewpoint
E&S barriers to entry will limit impact from start-up capital: Iglesias
New capital formation targeting hard market opportunities in the P C industry will face significant barriers to entry in the E S sector and will not have a meaningful impact on dynamics, according to Allied World president and CEO Lou Iglesias.
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Viewpoint
Up next: hyper social inflation?
Social inflation in the time of Covid – Mia Finsness, managing executive, global casualty underwriting and claims at Markel, asks whether the pandemic is distracting casualty insurers from the bigger threat
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Viewpoint
Cyber underwriters avoid Covid exclusions even as ransomware concerns soar
At this time we have seen no evidence that insurers or reinsurers have added Covid-19 exclusions to Cyber policies, although they are asking clients more questions about business resilience and continuity planning relating to the pandemic amid an “enormous” rise in ransomware attacks, Guy Carpenter’s Siobhan O’Brien has told The ...
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Viewpoint
Swiss Re’s Lohbeck: Early renewal requests telling of state of the market
Large industry losses, Covid-19 exclusions, prior year deterioration and some capacity withdrawals are all contributing to rate strengthening across most specialty lines as request for renewals come in early, according to Anne Lohbeck, head global specialty, property specialty underwriting at Swiss Re.
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Viewpoint
Beazley’s Hartigan bullish on portfolio growth prospects
Beazley’s head of reinsurance Patrick Hartigan said the Lloyd’s blue-chip was looking to take advantage of positive rate momentum to “outperform” the wider market at 1.1 following years of “indifferent returns” from treaty reinsurance.
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Viewpoint
Swiss Re’s Baertschi: Secondary perils creeping up industry losses as climate change worsens
The industry should be wary of the increasing “frequency and severity” in secondary perils as the risks associated with climate change become more prevalent and cost (re)insurers more each year, warns Urs Baertschi, CEO of Reinsurance EMEA at Swiss Re.
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Viewpoint
The changing nature of risk
Guy Carpenter’s North America CEO, John Trace, regards the impact of black swan events, the necessity of product innovation, the ramifications of Covid-19 and the opportunites available for the industry to seize…
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Viewpoint
Leading from the front
Simon Hedley, president of Beach and CEO of Beach North America, an Acrisure Company, on how a blend of strong analytical and broking skills will help clients “find a way” during challenging times
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Viewpoint
Casualty upheaval places profitability in the spotlight at renewal: Guy Carpenter’s Ross
Changing dynamics in the casualty markets are causing reinsurers to place more scrutiny on portfolio profitability, according to Guy Carpenter managing director Chris Ross.
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Viewpoint
Bermuda’s relevance in global market grows as submissions soar
The Insurer caught up with Allied World’s Colm Singleton and Aon’s Joe Rego on the market prospects presented in Bermuda and how the industry is capitalising on these opportunities with innovation at its core
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Viewpoint
Rethinking war exclusions will help better manage cyber catastrophe risk
A new framework is needed to address catastrophic cyber risk more effectively than existing war exclusions, argues Jon Bateman
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Viewpoint
Ethnicity and mental health dominate D&I agenda
Ethnicity, family and care situations and mental health were the big themes at this year’s Dive In Festival and with over 21,000 people registering, it was a record-breaking year for the festival.
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Viewpoint
A round-up of #REinsuranceMonth
At The Insurer , we designated September as #REinsuranceMonth and became The ReInsurer to help fill the gap left by the cancellation of the Rendez-Vous de Septembre, the industry’s annual gathering in Monte Carlo.
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Viewpoint
Aspen Re’s Milner: Casualty business must be “viable”
With prior year deterioration coming through on casualty business, the pricing environment for the class is a major focus for Aspen Re’s Richard Milner during renewal season.
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Viewpoint
Covid and social inflation “accelerating” need to tighten T&Cs
Covid-19 and social inflation concerns have “accelerated” the need for reinsurers to tighten terms and conditions in liability and casualty lines, according to Christopher Donelan, CEO, Global Reinsurance, Sompo International.
