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  • Gavel and stephoscope
    Opinion

    Where is the MedMal market’s pain threshold?

    2020-01-24T01:18:00Z

    The medical professional liability sector is symptomatic of the wider US commercial casualty market…

  • Australia bushfire
    Opinion

    The retention predicament

    2020-01-23T07:27:00Z

    In a week when the Florida homeowners market was again under the spotlight an earnings preannouncement from California’s Mercury General last Thursday  demonstrated that it is not only carriers in the Sunshine State that are being challenged by a harder reinsurance market.

  • OFAC and Iranian flag
    Opinion

    The OFAC dilemma

    2020-01-23T05:53:00Z

    The timing of insurance payouts for the Ukrainian International Airlines flight shot down by an Iranian missile is very much up in the air…

  • JLT and Hyperion
    Opinion

    A sign of the times?

    2020-01-22T12:55:00Z

    News that Hyperion and JLT have reached an out of court settlement over defections from the now MMC-owned broking house to the David Howden-led rival will come as little surprise to seasoned observers of poaching disputes in the sector. 

  • Axis logo
    Opinion

    Axis won’t be alone in pointing to messy Q4

    2020-01-21T18:17:00Z

    There have been several earnings preannouncements in recent weeks, but Axis Capital’s revelation that it is expecting “modest operating income” because of cat and other Q4 losses felt like the first profits warning of the season.

  • hastings-logo-share-price (003)
    Opinion

    Dashboard warning lights flash red for UK motor

    2020-01-17T17:19:00Z

    The trading statement released by Hastings Insurance on Friday 17 January, warning of a reduced full-year dividend and worse-than-expected Q4 claims inflation in its core UK market, was not scheduled - but nor was it entirely unexpected.

  • Florida June Renewals Preview
    Opinion

    Creeping towards a harder Florida renewal

    2020-01-16T23:38:00Z

    Just days after potentially positive news on loss picks for typhoons Hagibis and Jebi, the market received confirmation of further significant creep from Hurricane Irma.

  • climate change 36756868
    Opinion

    A climate of change

    2020-01-16T05:46:00Z

    Environmental concerns are beginning to dominate businesses’ thoughts, as two widely-read surveys showed this week.

  • John Hancock
    Opinion

    A hard act to follow

    2020-01-14T23:50:00Z

    Lloyd’s has had three underwriting tsars since it created the Franchise structure in response to the heavy market losses of 1998-2001.

  • Florida orange squeeze
    Opinion

    Florida – this time the squeeze is real

    2020-01-13T21:53:00Z

    For the third time in four years, Florida’s homeowners insurance market is entering the first quarter in a state of great uncertainty as the deteriorating operating environment again brings the prospect of ratings downgrades in the crucial months leading up to the hurricane season.

  • R&Q relay
    Opinion

    Letting go can be hard to do…

    2020-01-13T11:56:00Z

    Former Lloyd’s head of regulation and run-off expert Ken Randall lost none of his energy or Calvinistic work ethic when he recently entered his eighth decade. Testament to this is the recent transformation of his company R Q after concluding it needed to repurpose to reflect the industry’s changing dynamics. ...

  • Recent legislative activity – Gavel
    Opinion

    Will this year bring a thawing of broker hostilities?

    2020-01-10T20:24:00Z

    The first two weeks of the year have brought news of settlements in three disputes between rival brokers that had raged throughout much of 2019.

  • Revenge best served cold
    Opinion

    Revenge is a dish best served cold

    2020-01-10T18:48:00Z

    Does anything taste better than a cold dish of revenge? 

  • Lloyd's
    Opinion

    Lloyd’s takes a lead – and should be congratulated

    2020-01-09T16:44:00Z

    One advantage of tough times is that it enables an institution to examine all its established practices that otherwise remain unchallenged when the sun is shining.

  • EU-pancake
    Opinion

    1.1 renewals: A tale of many markets

    2020-01-02T18:29:00Z

    Over the next few days, a plethora of reports and commentaries on the 1.1 reinsurance renewals will be published. Earlier today, brokers Willis Re , Hyperion and Guy Carpenter were all out of the traps with their analysis.

  • 2020 GRP and Ardonagh
    Opinion

    Tysers-RFIB deal continues trend - but can UK broker valuations hold up in 2020?

    2019-12-31T10:25:00Z

    For UK insurance brokers, 2019 will be remembered as a vintage year. Whereas carriers in the UK market such as Barbican were able to achieve only modest price to book multiples, the valuations realised by intermediaries have been truly impressive.

  • Washington USA
    Opinion

    Is Santa Claus coming to Washington?

    2019-12-18T20:43:00Z

    US insurers will soon find out whether they have been naughty or nice when the US Senate decides if it will deliver a veritable wish list of legislation benefiting insurers, including what would represent a stunningly early renewal of the terrorism insurance backstop.

  • Lloyd's Europe map
    Opinion

    Brexit already happened a long time ago…

    2019-12-16T12:12:00Z

    A fool-proof method of losing readers before the first line is even glanced at is to place “Brexit” in the headline, so this article begins by thanking those who persevere.

  • Typhhon Jebi
    Opinion

    Recent comments suggest Hagibis is no return of Jebi

    2019-12-13T08:15:00Z

    Two developments this week suggest that industry insured losses from October’s Typhoon Hagibis may not be as bad as first feared.

  • Victor and Marsh – Lloyd's
    Opinion

    Conflict avoidance…

    2019-12-11T16:52:00Z

    This week saw the announcement that Victor Syndicate 2288 will be the fourth new entrant to go live at Lloyd’s from 1 January 2020.