UPC uncertain whether policies outside Florida meet GSEs’ rating requirements after downgrade

United Insurance Holding Corp (UIHC) is unsure whether the 100 percent quota shares it has in place with HCI Group for its policies in Georgia, North Carolina and South Carolina continue to meet Fannie Mae and Freddie Mac’s financial rating requirements following its insurance subsidiary United Property & Casualty Insurance Company (UPC)’s downgrade to M by Demotech.


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