<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.theinsurer.com/tv/news-in-focus/underwriting-profitability-and-new-entrants-to-dominate-monte-carlo-talks-argos-watson/</loc><lastmod>2026-08-06T17:49:07.778Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/value-added-services-key-to-broker-proposition/</loc><lastmod>2026-08-06T17:49:09.752Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/reinsurance-companies-must-invest-more-in-technology-or-risk-being-uncompetitive/</loc><lastmod>2026-08-06T11:01:42.24Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/price-increases-have-to-continue-scors-conoscente/</loc><lastmod>2026-08-06T11:01:48.687Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/mmc-jlt-deal-accelerates-guy-carpenters-transition-plans/</loc><lastmod>2026-08-06T21:05:52.638Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/transparency-and-consistency-key-to-cedant-buying-strategy/</loc><lastmod>2026-08-06T17:49:11.754Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/future-at-lloyds-programme-set-to-place-innovation-front-and-centre/</loc><lastmod>2026-08-06T17:49:13.76Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/swiss-res-briones-on-helping-clients-embrace-the-future/</loc><lastmod>2026-08-06T17:49:33.752Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/swiss-res-baertschi-on-navigating-changing-market-dynamics/</loc><lastmod>2026-08-06T11:00:46.235Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/guy-carpenters-reina-on-the-evolution-of-reinsurance-buying-in-europe-and-mena/</loc><lastmod>2026-08-06T17:49:31.755Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/how-public-sector-partnerships-can-build-resilience-and-close-the-protection-gap/</loc><lastmod>2026-08-06T18:28:49.122Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/bermuda-becomes-the-first-country-to-regulate-the-issuance-of-digital-assets-premier-david-burt/</loc><lastmod>2026-08-06T17:49:35.824Z</lastmod></url><url><loc>https://www.theinsurer.com/program-manager/news/specialty-mga-uk-launches-to-provide-capacity-across-specialty-lines/</loc><lastmod>2026-08-06T17:48:29.741Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/R3ZMQMBR5FELBKDOZW7XCMXNKY.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/core-specialty-to-become-top-20-es-player-with-hallmark-specialty-deal/</loc><lastmod>2026-08-06T17:53:05.289Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/VJL63UYTQNF3PJIFJJIGICBFDY.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/viewpoint/to-lead-or-to-follow-that-is-the-question/</loc><lastmod>2026-08-06T18:10:51.453Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/MQINBZIDIBDVZNJQBZOEYD3PRM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/program-manager/news/ex-sompo-duo-housley-and-cousins-launching-mga-with-fortegra-capacity/</loc><lastmod>2026-08-06T17:51:53.773Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/X5QTNNTOHVDY7FLHN5XJJNWZ2Y.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/program-manager/news/bp-marsh-to-back-housleycousins-2023-london-mga-start-up/</loc><lastmod>2026-08-06T21:06:24.617Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/ZMQHYQLJ6VGADITK6KTAOVEECA.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/london-broking-trio-hhs-reunite-at-beach/</loc><lastmod>2026-08-06T17:49:57.758Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/T6B4UH46GFGL7CVN6ZJZA7JWWE.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/am-best-downgrades-cbl-to-b-following-gibraltar-under-reserving/</loc><lastmod>2026-08-06T18:17:07.524Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/ZA7JRDHNLZHDJB2PXYN2NQRAKA.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/chicken-joined-by-more-hires-in-bmss-new-energy-division/</loc><lastmod>2026-08-06T17:49:49.766Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/WF4LYFRPORGETOPQKRKPMHZQVM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/lloyds-warns-of-crippling-160bn-insurance-gap/</loc><lastmod>2026-08-06T18:28:27.131Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/axa-xl-names-catlin-veteran-as-london-market-wholesale-cuo/</loc><lastmod>2026-08-06T11:00:44.229Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/tysers-opens-bermuda-office/</loc><lastmod>2026-08-06T11:00:42.226Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/comment/mixed-messages-from-bellwethers-on-us-commercial-pricing/</loc><lastmod>2026-08-06T17:52:09.28Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/FENYRCDKEJD6LGTFCBAEDTA4FA.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/ageas-knocks-back-takeover-approach-from-consortium/</loc><lastmod>2026-08-06T17:52:17.292Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/FD5F744UGZDDBJJG5OVI45QOMM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/quarter-of-syndicate-in-a-box-requests-to-go-live-in-12-months-neal/</loc><lastmod>2026-08-06T21:08:00.631Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/W7HWFYQCYVDYFJDZ6IPS5VV6GM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/aig-completes-acquisition-of-ellipse-from-munich-re/</loc><lastmod>2026-08-06T17:13:11.126Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/public-private-partnerships-essential-for-post-covid-economic-recovery-wef/</loc><lastmod>2026-08-06T18:28:29.124Z</lastmod></url><url><loc>https://www.theinsurer.com/program-manager/news/palomar-launches-fronting-business-plmr-front/</loc><lastmod>2026-08-06T17:52:31.279Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/X6QHA3R4QJAHDD3WLKLLG472VU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/aquarian-takes-majority-stake-in-bermudian-somerset-re/</loc><lastmod>2026-08-06T17:13:49.126Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/GI4U4NK3AVDDFNUFX2JCWRKT5I.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/tv/news-in-focus/wakefield-eyes-gallagher-res-future-as-a-top-three-global-reinsurance-broker/</loc><lastmod>2026-08-06T17:53:03.286Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/V3WQ3IAWYZE6PJJIZEDSRCJR2A.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/news/a-look-at-lawyers-pi-insurance-a-podcast-with-martin-ellis/</loc><lastmod>2026-08-06T18:28:39.186Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/the-importance-of-brand-a-podcast-with-ben-bolton/</loc><lastmod>2026-08-06T11:00:32.24Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/50th-episode-special-a-judges-view-of-insurance/</loc><lastmod>2026-08-06T18:28:35.119Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/the-bermuda-insurance-market-a-podcast-with-stephen-weinstein/</loc><lastmod>2026-08-06T17:12:47.192Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/why-gen-z-should-choose-insurance-a-podcast-with-tom-beckett/</loc><lastmod>2026-08-06T18:28:41.121Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/a-look-at-sustainable-insurance-a-podcast-with-julian-richardson/</loc><lastmod>2026-08-06T21:07:20.619Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/a-look-at-the-association-of-british-insurers-a-podcast-with-seth-williams/</loc><lastmod>2026-08-06T17:12:45.118Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/is-cyber-insurance-in-crisis-a-podcast-with-tom-johansmeyer/</loc><lastmod>2026-08-06T18:28:37.122Z</lastmod></url><url><loc>https://www.theinsurer.com/ti/news/parametric-innovation-in-travel-insurance-a-podcast-with-carl-carter/</loc><lastmod>2026-08-06T17:12:43.123Z</lastmod></url><url><loc>https://www.theinsurer.com/sustainable-insurance/news/carnegie-brown-sector-not-yet-fully-utilising-green-investment-potential/</loc><lastmod>2026-08-06T21:07:18.638Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/BC72LRKNJRCM7LBSAECD5TNS3A.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/sustainable-insurance/news/insurers-must-speak-truth-to-power-on-climate-change-canadas-former-pm-harper/</loc><lastmod>2026-08-06T18:21:53.556Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/XAHWYVYCGFDNBFLOHTSZR46Q3Q.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/sustainable-insurance/news/canadas-harper-net-zero-by-2050-virtually-unachievable-at-current-pace-of-change/</loc><lastmod>2026-08-06T18:21:55.556Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/XAHWYVYCGFDNBFLOHTSZR46Q3Q.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/interview/hippo-may-reassess-spinnaker-property-programs-where-mgas-distressed/</loc><lastmod>2026-08-06T17:50:09.763Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/XJNGIZGLFRH57H2AAFPW7GBVWU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/tv/virtual-debate/lsms-pedler-sar-data-can-enhance-claims-process/</loc><lastmod>2026-08-06T18:28:43.125Z</lastmod></url><url><loc>https://www.theinsurer.com/tv/virtual-debate/the-insurer-tv-panel-cautiousness-creeping-into-the-casualty-reinsurance-market/</loc><lastmod>2026-08-06T17:13:29.127Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/EURRWPYCRVGW3NV7JZNX2VKEJM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/tv/virtual-debate/axa-climates-dufetel-tech-enabled-parametric-solutions-key-for-complex-flood-risk/</loc><lastmod>2026-08-06T17:13:31.188Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/JACDVEDSIRAE3OYCZ26FQ4VSBM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/comment/unleashing-the-potential-of-pet-insurance/</loc><lastmod>2026-08-07T00:40:27.424Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/OYGDL7UBBJGJPHFGSEWVPL5YN4.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/comment/lloyds-culture-is-wfh-distorting-the-booze-and-bullying-stats/</loc><lastmod>2026-08-06T20:34:35.2Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/REN7F7A5QVHULCFT5VGFDQHPWM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/analysis/lloyds-poised-to-reach-record-size-as-syndicates-eye-double-digit-growth-in-2023/</loc><lastmod>2026-08-06T21:05:38.615Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/UP7A7KPO7RHALFTXZSTPRC7NG4.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/comment/closing-the-reputation-protection-gap/</loc><lastmod>2026-08-06T17:13:01.169Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/ND7KSBKW3FEGJKPANMOKVR47WI.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/comment/howden-re-and-elliot-richardson-a-rare-example-of-actions-matching-words/</loc><lastmod>2026-08-06T17:13:03.135Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/U7D2UQ6ASNE3LCYEV5XRNPO3KU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/comment/lloyds-puts-faith-in-project-rio-bringing-sunshine-to-lime-street/</loc><lastmod>2026-08-06T20:34:11.191Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/74OD4VDOZNB73NVUA7TJNRRDXQ.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/ti/analysis/lloyds-2023-stamp-capacity-up-21-as-majority-of-syndicates-approved-to-grow/</loc><lastmod>2026-08-06T18:05:15.4Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/UP7A7KPO7RHALFTXZSTPRC7NG4.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/rli-property-premium-up-47-in-q1-as-expected-es-competition-hasnt-arrived/</loc><lastmod>2026-08-06T17:23:19.381Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/HGH7PZPBTVBFZAIXWKO76FK47Y.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/nationwide-es-has-deployed-half-of-cali-wildfire-capacity/</loc><lastmod>2026-08-06T20:38:45.233Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/EN2AIGZJ45DFLBMOHOB3LRTSTQ.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/paragon-lands-borst-from-argo-to-lead-es-and-intl-drive/</loc><lastmod>2026-08-06T17:23:23.373Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/O5MIG5IQNVD2BAZX2HIV47KU54.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/kinsale-confident-of-continued-inflation-beating-es-price-rises-in-2022/</loc><lastmod>2026-08-06T20:37:17.305Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/PUJZHFZ5QNG6RAASZ4JIOURSIE.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/zurich-na-names-ifgs-lewis-as-head-of-new-es-unit/</loc><lastmod>2026-08-06T20:37:19.224Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/MOHCBZAUMFFA3IMH2RBZ23WO6U.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/es-start-up-hamilton-select-adds-business-unit-heads/</loc><lastmod>2026-08-06T20:37:15.217Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/L3M4XRQHGNBKDLRLBC4ITBB7SM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/catalina-agrees-lpt-for-334mn-qbe-north-american-es-portfolio/</loc><lastmod>2026-08-06T17:23:17.397Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/3ZZ3VRK53RGT3NI4QI34UU5R2I.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/texas-surplus-lines-premium-up-36-in-april-to-new-record-florida-up-18/</loc><lastmod>2026-08-06T17:23:11.388Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/BLQWEFLJHZBFXNUYZMKO3NTPBU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/hallmark-falls-to-operating-loss-as-unfavorable-development-sends-cr-up/</loc><lastmod>2026-08-06T17:23:07.373Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/3STR5VATWVADFG2C7FQLV4EBEY.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/crc-liquor-liability-real-estate-and-trucking-casualty-lines-continue-to-harden/</loc><lastmod>2026-08-06T20:37:09.214Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/HRRKV4MTRRBCPCMIBQWOK6JYBI.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/florida-es-premiums-surge-30-to-13bn-in-may/</loc><lastmod>2026-08-06T20:37:13.215Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/AQDXLB2CLFCYXNYSQ3RWXRUIBQ.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/texas-hits-new-record-in-may-with-119bn-of-es-premium-recorded/</loc><lastmod>2026-08-06T18:00:09.389Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/M752WYG2PJCV3HQNYAA2TB3WQI.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/prime-insurance-company-assigned-a-fsr-by-demotech/</loc><lastmod>2026-08-06T17:22:27.221Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/IHUHJO5LUBGFNARNEDLP264FHU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/mga-start-up-ledgebrook-lands-the-hanovers-es-president-mills/</loc><lastmod>2026-08-06T20:37:31.226Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/WFP4JCA5E5F63LK2OLEIYGDB3Y.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/rps-20-new-es-casualty-entrants-create-new-market-dynamic/</loc><lastmod>2026-08-06T17:22:31.223Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/QRJOCU7RXNG27KWW53HRKK7CVU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/sentry-hires-nationwides-schenker-to-lead-esspecial-lines-unit/</loc><lastmod>2026-08-06T17:23:03.382Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/NWURC27BYVE7NNLKNXNI77B3VQ.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/us-stamping-office-surplus-lines-premium-up-by-record-32-in-h1/</loc><lastmod>2026-08-07T00:45:15.475Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/RGXZ2YSWPZAVPB65TFAVOW7BZM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/hamilton-select-continues-build-out-with-energy-and-life-sciences-leadership-hires/</loc><lastmod>2026-08-06T17:23:01.371Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/WO5453M76JFFXBIJ5M527A55R4.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/convex-launches-us-es-focused-mgu-led-by-ex-catlin-team/</loc><lastmod>2026-08-06T20:38:39.23Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/3TJO5IQRL5GWRBVSI2VMKHS3PM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/wr-berkley-delivers-188-q2-operating-roe-with-most-lines-now-hitting-return-targets/</loc><lastmod>2026-08-06T17:22:53.373Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/PTQJKQKFXBHUDNDXI3YFTAXEQI.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/kinsale-seeing-pockets-of-overly-aggressive-behaviour-from-new-mgas/</loc><lastmod>2026-08-06T17:55:57.311Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/ESEDUMC6X5BWLJTGTR3NWUFIY4.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/exited-guideone-financial-lines-business-was-loss-free-says-former-head/</loc><lastmod>2026-08-07T00:30:38.847Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/APLM2AEI3ZBMRCBOC3V5NG6CIE.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/rt-specialty-says-geographic-regions-attracting-underwriting-scrutiny-is-expanding/</loc><lastmod>2026-08-06T17:22:51.375Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/VMOIMU467NA5VPDEIOLNQP4EUM.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/am-best-surplus-lines-dpw-up-25-as-major-market-players-post-higher-2021-profits/</loc><lastmod>2026-08-07T00:30:40.854Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/HNS25PLEYZER5K6K2SEWN5SN7I.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/am-best-berkshire-tops-es-rankings-as-dpw-soars-across-25-largest-groups-in-2021/</loc><lastmod>2026-08-06T17:22:57.376Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/HSJ6ZCY2ZJGABNGLNNYRVCHICU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/es-on-course-to-hit-100bn-premium-in-2022-as-growth-accelerates/</loc><lastmod>2026-08-06T17:22:55.374Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/OLERUNTTG5DRRKGJWB52C2BKFU.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/munich-re-eyes-opportunities-to-grow-250mn-es-book/</loc><lastmod>2026-08-06T17:20:41.201Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/3CAU6XSFGJGNLKQHONEYSFNAV4.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/surplus-lines-carriers-remain-disciplined-despite-wave-of-new-entrants/</loc><lastmod>2026-08-06T20:37:25.22Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/PHOL3WCMZFEFLHKSP7QDCYRWB4.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/axis-launches-dedicated-wholesale-division/</loc><lastmod>2026-08-06T20:37:29.218Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/WUJGZ5HPHNCYBBUGXZD2F32M2A.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/trean-bulks-up-expansive-benchmark-via-50mn-surplus-notes-offering/</loc><lastmod>2026-08-06T20:37:27.218Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/XBVHU4SP3JC6FBLJP5C7JK2EEY.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/new-es-carrier-palms-specialty-gets-am-best-a-rating/</loc><lastmod>2026-08-06T17:20:45.211Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/PN2BH2W2PVBT7DNOWSQYIQYQTA.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/security-first-makes-es-fl-homeowners-move-with-clear-blue/</loc><lastmod>2026-08-06T17:20:43.2Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/X22X5FGSYBC7PP2MPEI7BBDQ4Q.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/live-from-wsia-no-slow-in-the-flow-as-es-boom-continues/</loc><lastmod>2026-08-06T20:38:55.24Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/AA6EE3PSF5FU3IIQFFPNJ7IN6M.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/amwinsconning-es-market-ripe-for-innovation-despite-regulatory-barriers/</loc><lastmod>2026-08-06T20:37:07.249Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/ESIBAHLBQBBV3NY2N6QKBCER24.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/ategrity-eyes-middle-market-growth-following-new-75mn-zimmer-investment/</loc><lastmod>2026-08-06T20:37:05.223Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/B23CVALUABFOXH2JGDLVPPL2PE.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/sltx-recorded-fifth-1bn-month-in-a-row-in-august-as-premium-surges-46/</loc><lastmod>2026-08-06T18:00:11.385Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/M752WYG2PJCV3HQNYAA2TB3WQI.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/tizzio-axis-will-look-to-take-its-wallet-share-of-surging-es-market/</loc><lastmod>2026-08-06T17:23:55.381Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/SZ3QFMSZ4BA25JFQWW65WIIXBE.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/nationwide-es-yet-to-exhaust-1bn-ca-wildfire-capacity-commits-to-writing-cat/</loc><lastmod>2026-08-06T17:23:51.411Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/4VTS4ELFLRC35AF4VVN4ZCKHBQ.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/wsias-kelley-surplus-lines-growth-and-record-conference-attendance-testament-to-market-strength/</loc><lastmod>2026-08-07T00:31:08.346Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/5BSA4IDBJRB2VBIW6F3WNZAA5I.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/amwins-purviance-portfolio-approach-has-helped-mitigate-property-cat-pressures/</loc><lastmod>2026-08-06T20:38:37.234Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/FSOMVPSSOZCRJHV5FCQOSGLIAE.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/the-model-challenge-the-cat-is-out-of-the-bag/</loc><lastmod>2026-08-06T17:22:09.209Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/5KAUITDJNBFF5NWMIA6GA5IFCY.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/gallagher-no-meaningful-slowdown-in-primary-rate-increases-expected/</loc><lastmod>2026-08-06T17:21:57.21Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/KWSSVFVFXJGA7JULVIQMF2BD3E.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/primes-lindsey-in-early-discussions-to-form-new-reinsurer/</loc><lastmod>2026-08-06T20:38:35.228Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/DW2MYLL3ARCJXC6XOQTCX74EOA.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/richmond-national-hires-kinsales-randall-as-cuo/</loc><lastmod>2026-08-06T20:37:01.221Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/PEKL6ND2BZBVLJM6XC2IZ76H3I.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/understanding-increased-extreme-weather-risk/</loc><lastmod>2026-08-06T17:21:31.206Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/BN6LA73LJNCU3K22SOKNL6D7VE.png?width=1920</image:loc></image:image></url><url><loc>https://www.theinsurer.com/e-and-s/news/admiral-on-course-to-hit-660mn-premium-in-2022/</loc><lastmod>2026-08-06T17:23:47.381Z</lastmod><image:image><image:loc>https://cloudfront-us-east-2.images.arcpublishing.com/reuters/GZFCN5E5FRGDTO6UXKDV3IKXCQ.png?width=1920</image:loc></image:image></url></urlset>