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  • hastings-logo-share-price (003)
    Opinion

    Dashboard warning lights flash red for UK motor

    2020-01-17T17:19:00Z

    The trading statement released by Hastings Insurance on Friday 17 January, warning of a reduced full-year dividend and worse-than-expected Q4 claims inflation in its core UK market, was not scheduled - but nor was it entirely unexpected.

  • Florida June Renewals Preview
    Opinion

    Creeping towards a harder Florida renewal

    2020-01-16T23:38:00Z

    Just days after potentially positive news on loss picks for typhoons Hagibis and Jebi, the market received confirmation of further significant creep from Hurricane Irma.

  • climate change 36756868
    Opinion

    A climate of change

    2020-01-16T05:46:00Z

    Environmental concerns are beginning to dominate businesses’ thoughts, as two widely-read surveys showed this week.

  • John Hancock
    Opinion

    A hard act to follow

    2020-01-14T23:50:00Z

    Lloyd’s has had three underwriting tsars since it created the Franchise structure in response to the heavy market losses of 1998-2001.

  • Florida orange squeeze
    Opinion

    Florida – this time the squeeze is real

    2020-01-13T21:53:00Z

    For the third time in four years, Florida’s homeowners insurance market is entering the first quarter in a state of great uncertainty as the deteriorating operating environment again brings the prospect of ratings downgrades in the crucial months leading up to the hurricane season.

  • R&Q relay
    Opinion

    Letting go can be hard to do…

    2020-01-13T11:56:00Z

    Former Lloyd’s head of regulation and run-off expert Ken Randall lost none of his energy or Calvinistic work ethic when he recently entered his eighth decade. Testament to this is the recent transformation of his company R Q after concluding it needed to repurpose to reflect the industry’s changing dynamics. ...

  • Recent legislative activity – Gavel
    Opinion

    Will this year bring a thawing of broker hostilities?

    2020-01-10T20:24:00Z

    The first two weeks of the year have brought news of settlements in three disputes between rival brokers that had raged throughout much of 2019.

  • Revenge best served cold
    Opinion

    Revenge is a dish best served cold

    2020-01-10T18:48:00Z

    Does anything taste better than a cold dish of revenge? 

  • Lloyd's
    Opinion

    Lloyd’s takes a lead – and should be congratulated

    2020-01-09T16:44:00Z

    One advantage of tough times is that it enables an institution to examine all its established practices that otherwise remain unchallenged when the sun is shining.

  • EU-pancake
    Opinion

    1.1 renewals: A tale of many markets

    2020-01-02T18:29:00Z

    Over the next few days, a plethora of reports and commentaries on the 1.1 reinsurance renewals will be published. Earlier today, brokers Willis Re , Hyperion and Guy Carpenter were all out of the traps with their analysis.

  • 2020 GRP and Ardonagh
    Opinion

    Tysers-RFIB deal continues trend - but can UK broker valuations hold up in 2020?

    2019-12-31T10:25:00Z

    For UK insurance brokers, 2019 will be remembered as a vintage year. Whereas carriers in the UK market such as Barbican were able to achieve only modest price to book multiples, the valuations realised by intermediaries have been truly impressive.

  • Washington USA
    Opinion

    Is Santa Claus coming to Washington?

    2019-12-18T20:43:00Z

    US insurers will soon find out whether they have been naughty or nice when the US Senate decides if it will deliver a veritable wish list of legislation benefiting insurers, including what would represent a stunningly early renewal of the terrorism insurance backstop.

  • Lloyd's Europe map
    Opinion

    Brexit already happened a long time ago…

    2019-12-16T12:12:00Z

    A fool-proof method of losing readers before the first line is even glanced at is to place “Brexit” in the headline, so this article begins by thanking those who persevere.

  • Typhhon Jebi
    Opinion

    Recent comments suggest Hagibis is no return of Jebi

    2019-12-13T08:15:00Z

    Two developments this week suggest that industry insured losses from October’s Typhoon Hagibis may not be as bad as first feared.

  • Victor and Marsh – Lloyd's
    Opinion

    Conflict avoidance…

    2019-12-11T16:52:00Z

    This week saw the announcement that Victor Syndicate 2288 will be the fourth new entrant to go live at Lloyd’s from 1 January 2020.

  • John neal – Lloyd's
    Opinion

    Neal’s £300mn raises the stakes…

    2019-12-10T17:34:00Z

    Lloyd’s CEO John Neal cannot be accused of lacking ambition.

  • Lloyd's Christmas party
    Opinion

    The perils of the Christmas party…

    2019-12-06T17:49:00Z

    ‘Tis the season to be jolly and for many this means the tradition of The Office Christmas Parties. In recent years, a new tradition has emerged: HR departments warning over the perils of consuming too much festive spirit at such events. This is particularly common in London where the tradition ...

  • Chubb voting – Lloyd's
    Opinion

    Greenberg’s vote of Lloyd’s confidence…

    2019-11-27T15:54:00Z

    How quickly the tides of sentiment can change…

  • Lloyd's rotten apple
    Opinion

    Is Lloyd’s really rotten?

    2019-11-25T12:07:00Z

    Lloyd’s has a rotten culture, according to the Sunday Times and its business editor, Oliver Shah.

  • Capsicum – Ticking clock
    Opinion

    The clock is ticking

    2019-11-22T14:26:00Z

    As  The Insurer reported earlier today, AJG currently has only one more week before its call option to acquire London market reinsurance broker Capsicum Re under a pre-determined formula expires.